News and advice to create informed investment and retirement strategies
The recent settlement between two US-based units of Bank of Montreal and the Securities and Exchange Commission is another reminder that Canada’s big banks still have a long way to go to eliminating their conflicts of interest when serving investors.
Canadians remain unaware of or unable to appreciate the significance of the mathematics of sustainability, despite the fact that numbers don’t lie.
An investment philosophy (also called investment strategy) is a set of guiding principles that shape and inform your decision-making process.
The lack of a clear vision is the root cause of the majority of challenges faced by investors. An investment policy statement can help clear up confusion.
“I did everything right for ten years and I know all about investment pitfalls; but last year I let my emotions drive me to do something foolish—and it really set me back!” I can’t count the number of times I have met serious and smart investors who have told me that....
At the beginning of 2017, a common view among money managers and analysts was that the financial markets would not repeat their strong returns from 2016. Many cited the uncertain global economy, political turmoil in the US, implementation of Brexit, and other factors.
Volatility is something beyond our control. That is why we focus our energy on areas that we can control
“I have found that the importance of having an investment philosophy—one that is robust and that you can stick with— cannot be overstated.” —David Booth The US stock market has delivered an average annual return of around 10% since 1926.* But short-term results...
Once in a while we can sit back and say that our Canadian government got it right. On December 1, 2008, the federal government implemented an important program to assist families with disabled children. The Registered Disability Savings Plan (RDSP) is an important...
The record highs over the last six months or so have many self-described experts calling for a correction. What should investors do to prepare themselves for such an event? The answer is quite simple.