Referral Process

Share the Value of Trusted Financial Advice

If you know a friend, family member, or colleague who values clarity, trust, and expert financial guidance, we’d be honoured to receive your referral and explore how our services can support their goals.

Our Ideal Client:

Know someone who values long-term planning and expert financial guidance? Our ideal clients are individuals or couples ready to take control of their financial future, yet wise enough to delegate to trusted professionals so they can focus on what matters most: family, purpose, and enjoying life.

We have 3 unique profiles that make up our Ideal Client:

Power Years

40-50 Year Olds

In your prime earning years, building wealth and juggling competing priorities.

Your Financial Worries

Am I really on track for financial independence?
I earn well, but where’s the clear plan?
How do I enjoy life today without short-changing tomorrow?
Is my advice truly personalized or just another off-the-shelf plan?

What You Want to Know:

What does my financial future really look like?
If I am on track, or what needs to change.
What steps will get me to financial independence without sacrificing today?

Minimum Portfolio Size
(per household):
$1,000,000 in 5 to 7 years

This is the decade to get serious. You’ve built momentum, now it’s time to turn it into lasting freedom.

Pre-retirees

50-60 Year Olds

Approaching retirement and want clarity and confidence in your next chapter

Your Financial Worries

Am I truly ready to retire?
Will I outlive my money?
I need clarity, what does retirement actually look like?
Is my financial advice really tailored to me?

What You Want to Know

Can I maintain my lifestyle for decades to come?
When can I retire and how much can I spend?
If I’m not on track, what do I need to do now?

Minimum Portfolio Size
(per household):
$1,000,000

Your retirement shouldn’t be a question mark. Let’s bring you clarity, confidence, and a plan built to last.

early retirees

60-70 Year Olds

Already retired and want peace of mind about your lifestyle and legacy

Your Financial Worries:

Is our retirement truly secure, for both of us?
Can we count on our advisory team to support my spouse, ensure continuity, and help us navigate retirement and legacy planning?
Are we getting advice that’s truly personalized to our needs?

What You Want to Know:

Can we sustain our lifestyle, no matter what comes?
Do we have enough to support our loved ones or cover extended care?
Will our family be financially okay when we’re no longer here?

Minimum Portfolio Size
(per household):
$1,000,000

Retirement isn’t the end—it’s your time to enjoy, protect, and provide. We help you do all three with clarity and care.

How to refer friends, family, and personal contacts:

Introductory email or phone call.
Forward our web site tma-invest.com.
Encourage them to Book a Discovery Meeting.
Send them a copy of The Empowered Investor – a book that will inspire people to build a better investment experience for themselves and their family.
Introduce them to The Empowered Investor Podcast – it aims to cut through the investment noise to help people make better decisions and discover the best investment and planning strategies.

I love our meetings. The counsel I receive is straight forward and easy to understand. I come away feeling very financially secure. For this, I thank you!

~ Juliana Arsenault

Tulett, Matthews & Associates have consistently followed a transparent, client-centered philosophy and an approach based on index investing. We trust them because we know that they will always have our best interests at heart.

Keith Wilcox & Judy Macarthur

Tulett, Matthews & Associates have helped us surpass our financial goals through an intelligent, unbiased and transparent approach that has always put our best interests first.

Dr. Earl & Mavis Morgan

What if the referred person is not a good fit?

We will arrange a Discovery Meeting with each referral to review their goals, objectives, and overall circumstances.
If we are not the best fit, we will recommend alternative advisory firms to the referred person.
It has been our experience that, regardless of fit, the referred person finds value in the increased clarity and additional direction offered by the discovery meeting. Our aim is to help everyone who is referred to us.