Our Services

You will receive a tailor-made plan based on your goals and dreams.

Cash Flow Review

  • Review personal cash flow & savings rate
  • Manage contributions (RRSP, TFSA, RESP)
  • Execute cash requests & withdrawals (RRIF, LIF)
  • Savings through holding company & family trust
  • Savings through individual pension plan (IPP)
  • Review budgeting & debt management
  • Stock option analysis

Retirement Planning

  • Retirement asset projections
  • Retirement plan & cash flow projections
  • Retirement sustainability drawdown review
  • Pension plan analysis

Investment Reporting

  • Monthly custodian reporting
  • Quarterly investment reporting
  • Asset class performance and benchmarking report
  • Annual capital gains and loss report
  • Annual management fee report

Independent Insurance Review

  • Review your insurance needs
  • Recommend insurance solutions

Portfolio Management

  • Understand your goals & objectives
  • Review your willingness to bear risk
  • Review your financial capacity to bear risk
  • Review target portfolio allocations
  • Create investment policy statement
  • Build, monitor and manage your portfolio
  • Quarterly rebalancing
  • Cash flow rebalancing
  • Managing investment costs
    (including trading expense ratios)
  • Seeking tax efficient strategies

Wills and Estate Planning

  • Review your will and mandate (power of attorney)
  • Review the 5 W’s of estate planning
  • Recommend changes and will updates
  • Prepare a will memo for your notary or lawyer

Tax Services

  • Tax planning
  • Federal & provincial tax preparation
  • Federal & provincial tax filing
  • Annual portfolio tax loss harvesting
  • Tax installments payments
  • Prepare tax package for client’s accountant
  • Coordinate with client’s external tax advisors

Put Our Team to Work for You

Our highly responsive & available team offers annual in person meetings as well as additional service meetings as needed. We also provide valuable special reports & quarterly newsletters.